Panama City Wind Mitigation

Panama City Wind Mitigation

Need a wind mitigation in Panama City, Lynn Haven, Cedar Grove, Panama City Beach, Southport, or any other area in Bay County? It is no longer a problem, big expense, or inconvenient. Hourglass Home inspections provides wind mitigation inspections to help lower your insurance costs. Insurance prices keep going up. Florida has laws governing discounts on home owners insurance and the most important of these laws pertain to wind mitigation.The insurance companies are not required to tell you about the discounts for wind mitigation. If you own a home in the Bay County area Hourglass Home Inspections will be more than glad to help you save money on your insurance. Call us today. We will work around your schedule and on weekends.

Cost of the wind mitigation is only $75.

Call: (850) 960-1635 or Email: Johnny

Our Guarantee to Our Customers

If our customers do not save more than the wind mitigation cost it is 100% free. That's right, if you do not save more than the inspection cost, then 100% of your money will be refunded. No catches, no gimmicks, and no excuses. We are a small veteran owned business that believes a man is only as good as his word and as the owner, I give you my word, you will save more than the inspection cost or it is free.

$10,000 Honor Guarantee, Backed by InterNACHI

Why do I need a wind mitigation?

Did you know that the State of Florida requires insurance companies to offer reduced rates for homes with certain hurricane resistant features?

According to Florida Statutes, insurance companies are required to offer Florida homeowners "discounts or   credits" for construction techniques that reduce damage and loss in windstorms. These discounts which       became effective   in 2003,can save you up to 40% on your windstorm insurance and can be obtained by    having a mitigation inspection performed on your home.

Will you qualify for mitigation discounts?

Wind mitigation discounts are justified because stronger, more wind-resistant houses have lower windstorm   losses. Lower windstorm losses equal reduced costs for the insurance companies that are then passed on            to the consumers. Over 90% of existing homes have one or more of the wind resistive construction features    and may qualify for some insurance discounts. In addition, houses built after 2002 in the pan-handle of Florida,     areas like Bay, Walton, Washington, Holmes, Jackson, and Gulf counties generally have many wind resistive construction features and will likely qualify for significant credits. An insurance mitigation inspection can be performed to learn what features of your home may qualify for discounts. For exact quotes or discounts, you    must contact your insurance agent or the individual insurance company in question.
The following items are building features that reduce wind damage:

Roof coverings such as shingles that meet the FBC requirements.

Shape of roof (hip, gable, flat, etc…).

Roof decks that have been installed with large nails and close spacing.

Material of roof deck.

Hurricane clips or straps that attach the roof structure to the walls.

Protection of openings (windows and doors) with shutters or impact glass.

Secondary water barrier that prevents the roof from leaking if the roof covering is damaged.

Condos and homes built to the Florida Building Code in Miami-Dade and Broward Counties              after 1994. (Homes built before this date may still qualify for discounts)

We can perform these Insurance Mitigation Inspections that help you save money year after year on the            wind portion of your insurance premiums. Every Florida homeowner should take advantage of the benefits               of having an Insurance Mitigation Inspection performed on their home. Let us help you lower your windstorm insurance premiums. The Panama City and Panama City Beach Home owners deserve a discount. Everyday    you wait, is costing you more money.  Contact us today.